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Standard Homeloan
The perfect home, yours.
Nedbank has always been passionate about service. Now we’re extending that passion to conserving for Namibia and for future generations with a range of innovative products that support conservation initiatives.
Your home could well be the single biggest asset you’ll ever own. But it is more than an investment, it is a reflection of your personality – of your position
in life.
You choose a home to suit the way you live. You look for a location and a style that makes you feel comfortable. You see your home as a sanctuary, where you can be yourself and feel secure. As time passes, circumstances change – your aspirations change, your life takes unexpected turns.
What you need is a flexible home loan that can adapt to those changes. A home loan that takes account of your individuality. A home loan that gives you freedom of movement. A home loan that conforms to you – instead of the other way round.
The basics
Your Nedbank home loan provides the finance you need to acquire a home of your own – freehold or sectional title. It can also help you buy a holiday home or cottage.
The term of the loan is negotiable up to 30 years, and the interest rate you pay is market-related and always competitive.
As a general rule, your monthly repayment may not exceed 30% of your gross monthly cash income - with joint income considered where appropriate.
So far, very much like the usual mortgage bond - but the Nedbank home loan is designed to take shape around YOU.
A Nedbank home loan is negotiated around YOUR financial circumstances. By what YOU require now, while anticipating your future needs.
When negotiating your home loan, remember you can mix and match various options to suit your personal circumstances. You can negotiate your Nedbank home loan as an investment vehicle in itself with the Revolving Home Loan option.
When amounts additional to your normal instalments are deposited in your home loan account, considerable interest as well as tax savings are generated, while you have the benefit of a re-advance, if required.
A home loan like no other
A Nedbank home loan has been created for YOU if you prefer to keep your options open, make your own decisions and retain the freedom to change course to get the best out of your investment.
A Nedbank home loan assures you of future security, puts YOUR interest first, and takes what is probably your biggest personal investment as seriously as YOU do. If you’re about to buy a home, a holiday home or cottage, call us today for a home loan that’s designed around your needs.
In fact, why not apply for a pre-approved home loan limit?
We provide you with a letter stating that credit is available up to an agreed amount which is then subject to a valuation acceptable to Nedbank. You then know precisely up to what limit you may negotiate when looking for a home or even a holiday home or cottage.
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