Home      Corporate Profile           Investor Information      Smart Banking Pricing Guide      Recruitment      Talk to us        Investor Information   Annual Report     Financial Archives     Risk Management     Share Dealing Service    home > investor information > annual report >   Annual Report 2003 (1.18 MB)    (914 KB) The annual report is available for download in Acrobat PDF format. The PDF files can be viewed and printed using Acrobat Reader. Highlights (50 KB PDF) Vision, purpose, values (21 KB PDF) Our people (20 KB PDF) Our stakeholders (20 KB PDF) Our communities (20 KB PDF) The markets we serve (20 KB PDF) Our profile (38 KB PDF) Our shareholders (38 KB PDF) Financial and statistical highlights (32 KB PDF) Leadership (25 KB PDF) Senior management (230 KB PDF) Report of the chairman (64 KB PDF) Report of the managing director (77 KB PDF) Message from the managing director (53 KB PDF) Group value added statement (35 KB PDF) Corporate governance report (47 KB PDF) Corporate governance framework (53 KB PDF) Directors' responsibility (34 KB PDF) Report of the independent auditors (33 KB PDF) Report of the directors (29 KB PDF) Balance sheets (35 KB PDF) Income statements (32 KB PDF) Statement of changes in equity (32 KB PDF) Cash flow statement (34 KB PDF) Notes to the annual financial statements (89 KB PDF) Notice of annual general meeting (32 KB PDF) Contact details (25 KB PDF) Proxy (26 KB PDF)
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